DirecciónYou Lead the Way. We’ve Got Your Back.
With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other.
Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.
At American Express, you’ll be recognized for your contributions, leadership, and impact every colleague has the opportunity to share in the company’s success.
Together, we’ll win as a team, striving to uphold our and powerful backing promise to provide the world’s best customer experience every day.
And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.
Join Team Amex and let's lead the way together.
It is essential that candidate has an excellent understanding of European and Spanish AML regulations as well as Payment Services regulations and EU regulatory bodies.
As a key member of the Spanish compliance team, the candidate will manage a variety of compliance related matters, supporting and overseeing implementation of Enterprise and business policies and procedures to achieve compliance with legal obligations and Company policy on all business activities.
Reporting into the MLRO(Money Laundering Reporting Officer), the candidate will be a key member of the Spanish Compliance team responsible for the EU hub day-to-day management of our two European Payment Institutions regulatory AML program, in line with Enterprise methodology, and home / host applicable regulations.
This role will be primarily focused on the identification and mapping of the legal requirements (all areas of law) applicable to the merchant business activities performed in the EEA countries when American Express Payments Europe is licensed to operate with other business models than a branch.
This role will act in a strong collaboration with the General Counsel Office, GMS (Global Merchant Services) Compliance and GMS Operational Excellence teams at local and regional level whilst defining host territories regulatory requirements.
Main areas of focus will be :
- Requirements mapping and consolidation : Consolidation of the existing legal requirements in partnership with Compliance & Legal Stakeholders to define high level definition of compliance / business / functional requirements
- Regulatory Change Management : assessment of legal requirements to be conducted jointly with the Legal European Stakeholders upon new regulations being enacted in any of these countries
- Regulatory assessment for strategic initiatives in the region : Interaction with the relevant stakeholders on the requirements analysis outcomes;
Requirements :
- University Degree (preferable in law).
- Fluency in English and Spanish both verbal and written is a must. Additional language skills is a plus.
- Extensive knowledge of payment services and AML / CTF regulations.
- A minimum of 7+ years of compliance related work experience in an EU bank, non-bank financial services industry or consulting ideally.
- Experience in payments industry regulation laws.
- Proven experience in designing and implementing Regulatory Compliance programs including analysis of regulation, risk assessment, design of policies & procedures and monitoring programs.
- Strong analytical skills and an innovative approach to solving problems
- Knowledge of company operating processes within a multinational company such as Amex is a plus.
- Ability to communicate and interact effectively with all levels in the organization as well as with external parties.
- Ability to build strong working relationships; operate in large cross-functional teams and influence colleagues to drive change.
We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include :
- Competitive base salaries
- Bonus incentives
- Support for financial-well-being and retirement
- Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
- Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
- Generous paid parental leave policies (depending on your location)
- Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
- Free and confidential counseling support through our Healthy Minds program
- Career development and training opportunities
Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.
